Will Mortgage Rates Go Down In January 2025 Canada. Following five consecutive cuts totalling 175 basis points (1.75 percentage points) of easing in 2024, the central bank is expected to take a. Learn why rates are trending lower, compare fixed and variable options, and discover key strategies for refinancing or renewing to save on your next.

(updated january 2025) the mortgage rate forecast for canada is for rate decreases to continue into the new year. With the housing market continuing to evolve and interest rates fluctuating, many ontarians wonder if mortgage rates will drop in 2025.